We can provide services to the following clients: partnerships of four or more people; trusts and charities; limited companies and public limited companies. We regret we cannot assist sole traders and partnerships of under four people.

At CMM Rural we believe there is no substitute for the personal touch and the face-to-face meeting.

We also understand that access to short-term funding (over six months to three years) can be a lifeline to rural business.

Where speed is of the essence, we deal with some innovative but established lenders that can cut short the delays and complexities that often arise when borrowing from banks.

Routes to market are as follows:

• Short-term loans are available to credit-worthy firms via a marketplace that allows savers to lend directly to small businesses. Investors compete to lend money via an auction, with the lowest bid winning, so interest rates can sometimes be attractive.
• Another established lender provides loans for up to six months against valuables such as antiques, prestige cars, jewellery, upmarket watches and the like, without the need for credit checks.
• Invoice finance can open up a line of short-term funding via specialist firms that provide a percentage of the value of your outstanding invoices and pay the balance, less charges, once the debt is settled. Our main contact in this area offers a ‘use-it-as-you-need-it’ facility, so you can raise cash on just one substantial outstanding invoice, if and when the need arises.

We have an in-depth knowledge of Britain’s rural economy plus a reputation for straight-talking.

Because we are committed to getting to know you and to understanding your short-term finance needs, we won’t waste your time with promises that can’t be delivered.